We have focused the research problem through an assessment of the applicability of the third pillar of the decisions of the Basel Committee 11 (market discipline) or not and its impact on both the adequacy of bank capital, supervisory oversight and banking risks and the statement weaknesses commitment banking institutions and which in turn lead to the stability of the financial system as a whole. .
The research is important statement on the importance of big capital in the banking business and the attributes of a role in the absorption of losses suffered by the bank, which reflects the willingness of Iraqi banks banking safety through their applicability to those decisions. The objective of this research to study the effect of market discipline in each of the axis of capital adequacy, the hub of supervisory oversight and the axis of banking risks in a sample object-is likely through the study of the results of responses Alm_nin (Angels accounting) in the light of the application questionnaire exploratory consisted of (69) paragraph as final After checking the degree of sincerity and persistence to collect information distributed on four main themes (market discipline, capital adequacy, supervisory control, and banking risks) included a number paragraphs each (22, 23, 13, 11), respectively, in addition to the presence of some of the questions demographic characteristics of respondents and the related subject of the study, study came to a number of conclusions classified according to the results of the respondents in the statistical analysis, we recall the most important thing in which he said the following- Achieved results of the analysis linear correlation of hand and analyze the results of linear regression on the other hand the importance of the relationship with positive trend between the impact axis (market discipline) in function of both (Axis Capital adequacy axis supervisory oversight, and the axis of banking risks) and the significance of moral high, which confirming the validity of the assumptions the subject of the test and to achieve the objectives for which they came searching- Is evidenced by extracting per worker in the factor analysis in a manner basic vehicle level axes surveyed not to differences in their relative importance is generally in light derived from the values of the covariance which formed the nature of the essence of the phenomenon researched and that sure which check if style one of the variance common as a result of overlapping themes together also been named Group Abstract light saturation ratios achieved when each axis of axes surveyed by a factor (the moral components of the third pillar of the Basel -11 (market discipline) came for the first time (according to the best of our knowledge), the study also came with a number of recommendations. credit - Total deposits at private banks in particular, by reducing the amounts of (premiums) insurance required by the private banks with insurance companies contracting with them. - Offers the potential human, and material to the supervisory authorities to enable them to commit their affiliated banks using third pillar of Basel 11, and follow-up of compliance with disclosure requirements to be high capacity, and provide them with modern techniques
التعددية الثقافية هي مفهوم يتعلق بالمجتمعات التي تضم ثقافات عده، أو العالم الذي يتضمن ثقافات متنوعة؛ فالتعددية هي التنوع الثقافي والفكري؛ وبالتالي هي عنصر إثراء للإنسانية وأساس لوجودها؛ فالتعددية الثقافية تتضمن القبول بالثقافات والافكار الانسانية كلها، وإفساح المجال أمامها للمشاركة في بنا ء الثقافة والفكر العالمي؛ وهكذا فإنها تتمثل في التسامح مع الثقافات والافكار المختلفة الاعتراف بالهويات والخصوصيات
... Show MoreThe research addresses a pattern of imagery which is regarded a Prominent feature of Abi Tamaam's Poetry (the image of implicit simile) which is based on the hidden signified and the signifier which can be deduced out of context . The investigation requires a study whose proof is based on imagery which is of three types: natural proof , human proof and Quran proof . After handling the realistic structures of this image, the researcher has shifted attention to its types and has dealt with the psychological domain , dividing it in two types: the sensory image and the mental image. The research is directed towards studying the implicit sentence regarding its styles of expression : declarative expression and composition expression . The
... Show MoreRecent advancement in production technologist of manufacturing processes have left an important effects upon cost structure. Moreover the problem for providing necessary and adequate information for managerial decision making.
Therefore the cost – volume – profit analysis under the new activity based costing has replace the old method for Analysing the relation between C.V.P with respect to profit planning and control.
In brief the C.V.P object is to discuss the effect of changes on profit resulting from changes in sales volume, cost of manufacturing and selling price.
This study consists of four chapters:
The first chapter dea
... Show More
يعد التعلم النشطعملية نشطة ذهنية يبذٌل بها العقل الجهد الكافي لإِكتشاف المعرفة فالمعلمليس ناقلاً فيه للمعرفة ،) وانما مرشداً وموجهاً والمتعلم محور العملية التدريسية فيه،إِي عمليةإِبداع يختار منها المعلمما يستطيع الابداع فيه وتركيبه)حارص، 2015:6 والتعلم النشط طريقة تعاونية يشترك فيها جميع المتعلمين بالأنشطة والواجبات المتنوعة التي تسمح لهم بالأصغاء الإِيجابي والتحليل السليم للمادة والتفكي ا رلابداعي اذ تت
... Show MoreSi le rire est censé être le propre de l'homme, il n'en est pas pour autant toujours signe d'intelligence. Qui n'a jamais eu honte d'avoir ri àune blague idiote ou méchante?
Il y a plusieurs façons de rire , ce qui fait que ce qui est comique pour les uns ne l'est pas pour les autres et que le comique réside moins dans l'objet ( situation, blague..) que dans le point de vue et dans l'interprétation que nous en ferons. " Le rire .. contient toutes les mélancolies humaines ([1]) ".
... Show Moreجدلية التنظرية في الذاكرة المنظمة بين متاهة النماذج الصناعية وواقعيةالنموذج الهجين
Due to the importance of the word and because it is the basic building block from which speech is formed, it has become the subject of the attention of many scholars, ancient and modern, especially the Qur’anic vocabulary, which scholars dealt with in various branches of the Arabic language