The research aims to study the basic concepts of the underwriting policy with its various indicators. The researcher studies the underwriting policy with its various indicators (sex, health status, age of the insured, insurance amount, The method of acceptance, payment method, and duration of insurance) where each of these indicators constitute an important factor in the productivity of life insurance policies, where the productivity of life insurance policies face many difficulties because insurance is a service and not a tangible material commodity and its benefits and not current. Therefore, the life insurance company needs to use a prudent underwriting policy so as not to endanger its financial position due to the expansion of the un

The subject of the strategic vision is of great importance to all companies because they live in an environment of rapid change in various areas of life. Supports the performance of its operations in a better way, towards appropriate strategic growth and achieving success. The research aims to determine the level of interest of the researched company in the research variables (strategic vision and growth strategy), and the importance of the research came in being an attempt to provide the theoretical and scientific foundations for the research variables (strategic vision and growth strategy). As for the research method, it was relied on the descriptive analytical method, relying on the questionnaire as a means of obtaining data from the

أولاً: مشكلة البحث:

للتربية دوراً أساسياً في تكوين الإنسان ليصبح قادراً على الإسهام الحضاري، ودفع عجلة التنمية إلى الأمام. وينظر للتربية حالياً بأنها عملية توثيق الصلة بين الناشئ والبيئة في ظروف معينة تعينه على النمو في الاتجاه المرغوب فيه. ويأتي الجانب المعرفي في مقدمة جوانب النمو، فهو المسؤول عن بناء شخصية الفرد وأسلوب تفكيره (سعيد، 1989، ص28). فضلاً عن كونه الخاصية الراقية عند الإنسان التي

Suffering of modern man in all societies of psychological problems, social, economic and professional as a result of the evolution of massive technological and rapid disable individual from pursuing it as well as changes caused to human values​​, and these problems psychological problem of loneliness, the loneliness psychological state unique to the human from other organisms because of having social system, affected by and affects it, any defect may occur in the ties that bind man to other children of sex or any change occurs in the social system, reflected on the individual, and the resulting disruption in the social nature syndrome among individuals, what breeds they have the feeling of is

    تعد مرحلة الشباب من المرحلة المهمة التي يبدأ خلالها الاستقرار الانفعالي للفرد. ويعكس ماهو ايجابي في اساليب التربية التي تلقاها في مرحلتي الطفولة والمراهقة على سلوكه ومما نلاحظه ان هذه المرحلة فيها الكثير من المشكلات السلوكية لدى الشباب بصورة عامة وطلبة الجامعة بصورة خاصة، فهناك عوامل واسباب عامة اذا اجتمعت كلها او بعضها فقد تؤدي الى مشكلات وظواهر سلبية، ومن هذه العوامل اضطراب الشخصية ، والف

هدفت الدراسة الحالية التعرف على البلادة العاطفية لطلبة الجامعة وكذلك التعرف على معنوية الفروق في البلادة العاطفية تبعاً لمتغيري: النوع (ذكور-اناث) والتخصص الدراسي (علمي –انساني) ، تآلفت عينة الدراسة من (400) طالب وطالبة موزعين بالتساوي حسب النوع والتخصص الدراسي تم اختيارهم عشوائيا من طلبة الجامعة، استخدمت الباحثة مقياس البلادة العاطفية من (اعداد الباحثة) وبعد تطبيق المقياس على عينة البحث واستخراج البيانات با

       The present research aims to know :

 The level of Cognitive failures, information processing styles, and the problem-solving among the university students ,so it is aims to know the contribution of cognitive failures on the information processing styles and problem-solving, the research sample was (400) males and females student  from the University of Wasit chosen randomly from both gender and for the study of the morning and evening .So  these scales had been used as a research tool (failures cognitive scale ,the scale of information processing styles , and the scale of problem solving) , and by using the statistical m

The current research aims at recognize bullying for the pupils of the primary stage  and the students of the  middle stage  according to the gender variables and birth order also detection of difference significance of bullying among the variables of gender(males and females) and the birth order( the first, the second, the third, the forth, the fifth, and the sixth) and then detection of the bullying relation with these variables and to what extent each of them bullying degrees.

          To achieve this objective , the researcher has chosen a sample included(480) individual of(80) individual from the fourth grade primary school pupils and (100)

Islamic law has relied on a number of sources in order to denote the rulings issued by them, including what is original and what is sub, and it is known to all scholars, that the Prophet's Sunnah is the second major source after the Koran, which separated the overall and devoted its year and restricted absolute. God Almighty obeyed the owner and his followers, and that his obedience of obedience to God Almighty said: (Who obeys the messenger has obeyed God) (women: 80), and then between the peasant who believes in him and his victory and follow him, he said: (and he said: And the one who was revealed with them were the successful ones (al-A'raf: 157).
     It is known that the Sunnah commanded to follow is the