The insurance companies are one of the organizations that rely mainly on human capital to underwriting to insurable risks because most of risks have many variables, so the aim of the research is to show the level of interest of the researched company in human capital, the reality of the underwriting policy in it, and the relationships of correlation and effect between them, and the approach has been used Analytical descriptive, as books, research and other related sources were used for the purpose of completing the theoretical side, on the practical side, a questionnaire was prepared, which represents the main tool for collecting data and distributed to a random sample of 64 people from underwriting managers and employees in spec

يكون الفرد الذي يعاني من العجز النفسي عاجزاً عن التكيف مَعَ الضغوط النفسية الناتجة عن الظروف الشخصية والاجتماعية مما يؤدي إِلَى تعرض الفرد إِلَى مشاكل في إنجازه الدراسي وتعرضه لمشاكل في مجال علاقاته الاجتماعية بحيث يكون الفرد منزعجاً وناضباً في علاقاته مَعَ الناس وردود فعل الآخرين نحوه تتسم بالنفور والكراهية والغضب والحقد غير ذلك من المشاعر السلبية ، لذا استهدف البحث الحالي ما يأتي :

The goal of this research is to identify superstition that university students have in Libya and Iraq, with a comparison between the two. Furthermore, this research aims to identify significant differences in superstition among university students according to gender, study grade and study course.

The researcher explored the historical development of superstition and some explanatory theories of this human phenomenon. He also presented a number of previous foreign and Arab researches. He also designed a questionnaire on common superstitious ideas among university students in both Iraq and Libya.

This research found that in 7 sections, university students in Iraq got a high weigh

            Human Interactive Proofs (HIPs) are automatic inverse Turing tests, which are intended to differentiate between people and malicious computer programs. The mission of making good HIP system is a challenging issue, since the resultant HIP must be secure against attacks and in the same time it must be practical for humans. Text-based HIPs is one of the most popular HIPs types. It exploits the capability of humans to recite text images more than Optical Character Recognition (OCR), but the current text-based HIPs are not well-matched with rapid development of computer vision techniques, since they are either vey simply passed or very hard to resolve, thus this motivate that

Background: Beta thalassemia major (β-TM) is an inheritable condition with many complications, especially in children. The blood-borne viral infection was proposed as a risk factor due to the recurrent blood transfusion regimen (hemotherapy) as human parvovirus B19 (B19V). Objective: This study investigated the B19V seroprevalence, DNA presence, B19V viral load, and B19V genotypes in β-TM patients and blood donors. Methods: This is a cross-sectional study incorporating 180 subjects, segregated into three distinct groups each of 60 patients, namely control, β-TM, and β-TM infected with Hepatitis C Virus (HCV).  For the B19V prevalence in the studied group, the ELISA technique and real-time PCR were used. The genotyping was follo

The designer must find the optimum match between the object's technical and economic needs and the performance and production requirements of the various material options when choosing material for an engineering application. This study proposes an integrated (hybrid) strategy for selecting the optimal material for an engineering design depending on design requirements. The primary objective is to determine the best candidate material for the drone wings based on Ashby's performance indices and then rank the result using a grey relational technique with the entropy weight method. Aluminum alloys, titanium alloys, composites, and wood have been suggested as suitable materials for manufacturing drone wings. The requirement