Geodiversity is the variety within abiotic natural elements that include: rocks, minerals, landforms, soil types, and water resources. Recently ecologists and naturalists recognized that there is close relationship between geodiversity and ecosystems. Huwaiza marsh is located south eastern Iraq within Lower Mesopotamian plain. The main rock bed units which crop out north east of the studied area comprises many types of rocks: conglomerate, sandstone, mudstone, siltstone and claystone belong to Bai Hassan, Mukdadiya and Injana Formations. The general elevation of the area ranges around 5 meters (a. s. l.) near the marsh and increase northeast to more than 100 meters (a. s. l.) and the Land forms are: cuesta, oxbow lakes, flood plain, water lake, shallow marshes, mud flats, and sand dunes. Soil (sediments) usually derived from north east rock bed units and from rivers, which are composed of gravel, sand, silt and silty clay. Huwaiza Marsh is provided by water resources from Musharah and Kahlaa distributaries in addition to Al- Teeb and Duwaireeg rivers which enter Al- Sanaf seasonal marsh, then after to Huwaiza Marsh. The later has 1377 km2 during rainy season and 650 km2 during dry season. Geodiversity created diverse ecosystems such as: desert (including sand dune), salt flat (sabkha), mud flats and aqueous ecosystem that provided good flora and fauna diversity of which wide range of plant and animal species use the area. Such geodiversity formed the foundation in creation three main terrestrial ecoregions in this area of Iraq. Huwaiza marsh and adjacent area can be used for scientific researches, education, traditional agricultural, ecotourism and for other sustainable developments. Vertebrate biodiversity comprises 27 mammals, 81 birds, 6 reptiles, 3 amphibians, and 9 freshwater fishes. The characteristic vertebrates of each habitat of Huwaiza marsh were indicated. Of interest among them is the presence of African Darter Anhinga rufa in Deep-water marsh habitat; Basra Reed Warbler Acrocephalus griseldis, Goliath heron Ardea goliath, and smooth coated otter Lutrogale perspicillata maxwelli in shallow water marsh habitat.
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In the Qur'anic perspective
The research specified with study the relation between the market share for the sample research banks and the amount of the achieved revenues from the investment, where the dominated belief that there potentiality enhancing the revenue on investment with the increase of the banks shares in their markets after their success in achieving rates of successive growth in their sales of sales and to a suitable achieve market coverage for their products and they have dissemination and suitable promotion activity, the market share represented the competition for the banks, and the markets pay attention to the market share as a strategic objective and to maintain them also increasi
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Abstract
Documentary credits are considered successful means to reduce imports, especially unnecessary imports that lead to the outflow of foreign currency from the country. However, due to the backwardness of the banking methods, the reintroduction of documentary credits after 2003 did not effectively contribute to reducing import rates. This has had a negative impact on the Iraqi economy and made it vulnerable to external markets. Documentary credits are also considered the best way to ensure payment in international trade, providing independent credit support and sufficient security for exporters and importers against commerci
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