الخلاصة:
ة k تعتبر عملیة تشفیر البیانات الصوتیة من التكنولوجیا المألوفة لخزن ونقل الاشارات الصوتیة. العلامة المائی
ات k اق المعلوم k مح بالح k ذا تس k وتیة وھك k ارات الص k طة الاش k ة بواس k ات المنقول k تعطي القوة في عدم التحسس بوجود البیان
القیمة بالمحتوى مثل اسم المؤلف او الفنان او حقوق الطباعة المتعلقة بالبیانات.
ة k وع موج k ن ن k وتي م k ف ص k ي مل k ص ف k وع ن k ن ن k ة م k ة المائی k اء العلام k نة لاخف k ة محس k ث خوارز

The purpose of this research is to demonstrate the impact of deposit insurance to reduce banking risks, as banks in various countries of the world face a variety of risks that led to banking and financial crises that led to the failure and bankruptcy of many of its bank, which led to the banks to find quick and appropriate solutions to get rid of these difficulties These solutions include the use of bank deposit protection system for the many risks and sequences of crises that accompanied the Iraqi banking work of thefts, forgery, embezzlement and changing and unstable circumstances. The importance of studying the subject of research through the theoretical framework of banking risks as well as the framework of consideration In order to

المستخلص
ى A ي تعن A ات الت A والدراس (Genre Analysis) يA وع الادب A ل الن A ي تحلی A ات ف A دث الاتجاھ A ع اح A جاماً م A انس
ن AA ابني ونكرس AA ھ-جی AA ون ١٩٩٨ ، بارجلی AA انس و ج AA ودلي-ایف AA ال (دی AA رة الاعم AA الات دائ AA ال الاتص AA ي مج AA اب ف AA بالخط
ر A یل اكث A وبتفاص .(Annual Reports) ١٩٩٩ ) یركز ھذا البحث على نوع مالي معین وھو التقاریر السنویھ
ھ AA ھ بحت AA ا مالی AA ف بكونھ A ي تتص AA نویھ الت AA اریر الس AA ة التق A ان طبیع AA ار بش AA ع الانتش AA اد ا

Native speakers of English from different parts of the world have different accents,but the differences of accents are mainly the result of differences in the sound of  vowels  and consonants . The actual use of all these sounds in combination leads the speaker to produce a number of segments which only appear on the production level and realized on the perceptual  one . RP pronunciation represents the teachable variety in all Iraqi universities because it is the most acceptable and understandable accent all over the world and not only in South East London ..The structure of the English syllable in RP  pronunciation is influenced by the appearance of certain allophones especially aspiration and glottalization which ch

The research aims to achieve several goals، which are to reveal the issues that the social marketing campaigns organized by the community police in the Iraqi Ministry of Interior focus on، and to identify the communication methods that are used in the social marketing campaigns، as well as to reveal the audience groups that are targeted by the social marketing campaigns organized by them. Community police، as well as identifying the slogans that community police used in their campaigns، and revealing the extent to which community police use new ideas in social marketing campaigns ،The researcher adopted the survey method، relying on content analysis in form and content، to analyze the publications related to social marke

يدور هذا البحث حول جمع الالفاظ التي تتعلق بأعضاء جسم الانسان في ديوان محمد مصطفى الماحيّ, وترتيبها في حقول دَلاليّة على وفق دراسة معجمية, تناولت فيها الالفاظ التي تتعلّق بأعضاء جسم الانسان, فكان الهدف من هذه الدراسة هو دراسة الألفاظ التي ترتبط دَلالتها بمفهوم عام يجمعها حقل دلاليّ واحد كجمع الفاظ (الرأس, والعين, والانف), تحت مفهوم (أعضاء الانسان) وبيان العلاقات الدَلاليّة بين هذه الالفاظ, كــ (الترادف والمشترك

The education sector, before and after 2003, inherited a heavy legacy. Successive governments are trying hard to reduce the effects of that legacy by filling the shortage in school buildings. The best example of this is the shortage in public schools in Wasit governorate, as this governorate lacks a number of factors that make education in it. Vulnerable due to the lack of schools, where we find in most government schools that the number of students in one class is more than 50 male and female students, as most parents resorted to registering their children in private schools, so we will address in this research to some predictive methods to find solutions Where we dealt with the traditional trend methods represented by the exponential smoo

 The organizations recognize what the effective role of time management in achieving competitive advantage and success. But the effectiveness depends on integrating some organization actions which perspective are relating with it by significance relations and high affect. From this the research problem is arising، which descripe the recognizing of libraries managers for the role of some organizational actions. The samples from (40) libraries managers are chosen.

The major results: these organizational actions are related and affected on the time management  if integrated with  one anothers more than if related in separate.  &nbs

يهدف هذا البحث الى بيان مفهوم محاسبة التحوط والمعاملات بالعملة الاجنبية والمشاكل الناجمة عن التعامل بها وتسليط الضوء على القواعد المحاسبية المحلية والدولية المتعلقة بمحاسبة التحوط للحد من مخاطر التقلبات في اسعار صرف العملة التي تتعرض لها الوحدات من خلال جعل الابلاغ المالي للوحدات المحلية بالتوافق مع المعايير الدولية للإبلاغ المالي ولإنجاز هذا الهدف تم اختيار عينة من الوحدات الاقتصادية الع